This is also an extension of the trend seen in the March quarter: growth is being driven overwhelmingly by off-road motorcycles rather than a broad-based surge across every riding category. Off-road sales rose 21.6% to 20,417 units, with kids bikes and light trail models doing much of the heavy lifting. By contrast, road motorcycles were almost flat at 16,170 units, scooters eased to 2,672 units, and off-highway vehicles were broadly unchanged at 6,764 units.

For riders, the data suggests demand is not cooling evenly. Families entering junior riding, recreational buyers looking at trail bikes, and regional riders may be competing in a livelier part of the market than road-bike shoppers. That can affect how much room dealers have to move on price, how quickly popular models sell, and whether a near-new used option offers better value than buying new.

From a finance perspective, the key lesson is not to treat every bike purchase the same. A lower-priced kids bike may be affordable upfront, but families often need to budget for helmets, protective gear, servicing, transport and possible upgrades as riders grow. Larger trail and enduro models can bring higher repayments, especially if buyers add accessories or choose longer loan terms to reduce the monthly cost.

Before committing, prospective buyers may wish to compare total costs rather than focusing only on the advertised ride-away price. Some useful questions might include:

• Is the loan secured against the motorcycle, and does that affect the rate or approval criteria?
• Are there establishment fees, monthly fees or early payout costs?
• Will the repayment still be comfortable if insurance, registration, maintenance and gear are included?
• Is a new model worth the premium, or would a used bike achieve the same purpose?

The latest figures reinforce that Australia’s motorcycle market is active, but selective. Riders considering an upgrade or first purchase may wish to review motorbike finance options, model repayments, and consider revising their options before rushing into a deal simply because a segment is running hot.

It is also worth noting that FCAI data does not capture every brand selling in Australia, so the real market may be larger than the audited figures suggest. Even so, the direction is clear: off-road motorcycles are shaping the 2026 market, and smart finance planning is becoming just as important as choosing the right bike.