Japanese Banks Drive Growth in Australian Business Lending
SMBC and MUFG's Strategic Expansion in the Market
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In July 2025, Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) emerged as significant growth drivers in Australia's business lending sector.
SMBC recorded a 4.66% increase in their business loan book, adding A$1.19 billion, while MUFG achieved a 3.63% expansion, contributing an additional A$0.62 billion.
This growth reflects the increasing appetite of international institutions for Australian lending opportunities. Both banks have been steadily building their presence in the Australian market, leveraging their strong capital positions and expertise in corporate lending.
For Australian businesses, particularly small and medium-sized enterprises (SMEs), this expansion could mean more diverse and competitive financing options. The entry of these international players may lead to more favorable loan terms and increased accessibility to funding, especially for those who have faced challenges securing loans from traditional Australian banks.
As the business lending landscape evolves, it's essential for borrowers to explore various options and consider the benefits of partnering with both domestic and international lenders to meet their financial needs.
Published:Friday, 14th Nov 2025 Source: Paige Estritori
Please Note: If this information affects you, seek advice from a licensed professional.
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